McLoughlin Center Insurance
6751 SE Thiessen Rd Suite C
Milwaukie, OR 97267
503-652-2445
Fax: 503-653-3903 |
|
Want to ask questions and get a recommend of a plan for you and your family? Click the "Get a Quote" tab on the left at anytime
Health Insurance for Individuals and Families in the Portland Metro Area
McLoughlin Center Insurance of Milwaukie offers individuals and families excellent plans and rates for health insurance.
We understand health insurance is important for you and your family; we also know it can be expensive. We offer health insurance that provides more value for your health care dollar with benefits that include:- $20 doctor visits with our contracted physicians
- Prescription drug coverage
- Vision benefits
- Deductible waived for doctor visits, specialist
|
Can I choose a good health insurance plan for myself? Take this test
Here are two Oregon
health company plans with some important benefits.
PLAN LWE $1500 deductible vs PLAN PV $1000 deductible
------------------------------------------------------------------------------------
out of pocket *10,500 per year $5,500
Office visits $20 (6 per year) to MD or ND $20 unlimited visits to MD
Chiropratic $20 (12 per yr) no deductible deductible then $20 (15 per year)
Lab/xray 75% coverage, no deductible 75% coverage after deductible
includes MRI and CT scans)
Accidents deductible then 75% no deductible then 75%
RX $20 copay, generics only 50% both generic and brand name
----------------------------------------------------------------------------------------
Cost: $144 a month $162 rates for individual 25-29 yrs
* The plan on the left costs 12% less but shifts almost double the risk to you at claim time!
Would you have chosen the first plan without realizing the trade offs.
For example most people have no idea that when you choose a catastrophic, high deductible plan, the deductible is often in addition to your annual out of pocket! $5000 deductible $10,000 = $15,000 out of pocket at claim time. A better plan may cost only a few dollars more.
We point these things out but you make the final decision.
We will help you apply for any of our plans but you should know what you are getting for your premium dollars. We will help you and those you refer to us to feel confident in making your decision to apply for coverage.
OMIP
If you have ongoing medical conditions or have lost group portability coverage, you may want help applying to the Oregon Medical Insurance Pool. Your medical condition may be on their list of accepted conditions to get coverage without going through the underwriting process of application and denial. We can help you apply and secure coverage sometimes in as little as 2 weeks.
|
Local chiropracter knows to get an agent's help ...here's what he has to say
"If you, your family, or your friends are sitting around, frustrated with a health insurance policy that costs an arm and a leg but doesn't actually cover the care of that arm and leg, give Lin and call and get your money's worth out of those premiums!!"
Read Entire Testimonial from Dr. Seth Alley
|
Get a Free Health Plan Analysis
"Before the age of two, my son had three surgeries. Thankfully, he is healthy 6-year-old.Still, I am very attached to our pediatrician and can't image changing health plans.
I spoke to Lin because the cost of insurance was putting a burden on my finances. Should I stay? Should I change? Should I just get a higher deductible? Lin did a thorough analysis of my situation and explained my options in language that made sense.
I highly recommend Lin to anyone concerned about finding the right health coverage for their family. And to top it off, her services and analysis are free. There is no excuse not to call her."
Cherie CollinsPortland, Oregon See asample health plan analysis. |
Do you have a pre exisitng condition or have you lost group portability?
OMIP
If you have ongoing medical conditions or have lost group portability coverage, you may want help applying to the Oregon Medical Insurance Pool. Your medical condition may be on their list of accepted conditions to get coverage without going through the underwriting process of application and denial. We can help you apply and secure coverage sometimes in as little as 2 weeks., |
Dental insurance (Get those tax dollars back to help keep your smile healthy)
An ounce of prevention...."
You need to keep getting those annual checkups and cleanings with your own dentist but don't know where to start or who to believe in the dental insurance world.
End your search and worries by signing on with Regence Blue Cross non group dental insurance.
How to make your dental insurance pay YOU.....start now
Getting started now will insure that you have coverage for those expensive fixes like crowns when you need it instead of having to meet a waiting period. In many cases the benefits you recieve for one crown may pay for all your other dental benefits for the whole year, that's like getting all those cleanings and checkups for free!
$$$Premiums may be tax deductible if you are self employed, ask your CPA.$$$
Use any dentist, but save more if your dentist in a preferred provider
click here to check for dentists: http://www.or.regence.com/agent/directory/
Most of my clients choose the affordable INCENTIVE plan where you are rewarded for keeping up your preventative care by getting even better benefits the next year.
Click, and zip
Click on the link, choose ENROLL NOW, put in your zipcode, and you are on your way to solving your dental worries. https:/secure.regencelife.com/section.cfm?wSectionID=65&ZipCode=97267
Questions about coverage or preferred dentists on the plan? Call 1 888 734 3623 (REGENCE)
or you can catch me at my desk in the mornings at 503 652 2445 ask for Lin
|
I want coverage for chiropractic or accupuncture,
What if you could use your health insurance benefits for "alternative care" like chiropractic adjustments? There are Oregon based companies that agree that you should be able to direct your health insurance coverage for the care you want. Check out Lifewise of Oregon for medical insurance that goes beyond. Click below to access their site and apply today.
Get yourself and agent for freeAt the agent site, scroll down to Rod and Lin Willett Milwaukie OR and you get the added benefit of an agent to represent and advise you at NO ADDITIONAL COST TO YOU. This allows us to intervene and help you later, otherwise we have no access...and you can call us anytime. So easy to explore, click below:
https:/lwor.inshealth.com/ehi/Alliance?allid=Lif25313&agentid=100866 |
Get the ball rollling. Apply now, get an agent for free
|
|
